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We Have the Tools to Bust the Midwinter Blues
Feeling a little blah after the holidays? Well you're not alone! In fact, the third Monday in January is known to many as "Blue Monday" as holiday bills are due, the days are short and all the joyful holiday revelry has come to a screeching halt. And don't forget those delightful New Year's resolutions that can be hard to keep.
At White House Federal Credit Union we understand this time of year is difficult for many of our members. That's why we have created solutions to help you get your finances in shape. Consider these scenarios:
Problem: You charged up your high-interest credit cards when purchasing holiday gifts, and now you're drowning in holiday debt.
Resolve to: Reduce your debt burden by consolidating your debt into a lower-interest loan. Depending on your circumstances, we offer a variety of solutions including:
- A home equity loan or line of credit.
- A balance transfer to a lower-rate, fixed-rate VISA® credit card.
- A signature or personal loan.
Problem: You're afraid you will be in the same boat next year.
Resolve to: Save ahead of time and give the credit cards a rest next holiday season. We offer a special share account designed just for this purpose!
This account is set up separate from your regular share account. Use direct deposit or an automatic fund transfer to deposit a set amount into this account every month. You'll earn dividends on your savings, and the funds are automatically deposited into your regular checking or savings account in time for holiday shopping.
We're here to help you say goodbye to your debt and get you financially prepared for the next holiday season. Just give us a call at 202-456-2900 or 888-804-WHCU to discuss your options today.